Loan Officers

One of the things I learned, as a real estate agent, was that I should have referral info for at least three different types of lenders because not every lender has every possible product availalble for their clients. The types of lenders are bank lenders, direct funding lenders and loan broker lenders. Also, there are dozens of types of loans such as FHA Loans, Conventional Loans, VA Loans, Reverse Mortgages, CalHFA loans, USDA Loans, etc…All of the lenders noted below, except Sheryl Hanson who only does reverse mortgages, will assist you with other types of loans. The agents who specialize in VA Loans and Reverse Mortgages are specifically noted below if you need a specialist in those loan types.

P.S. Speaking of loan types, keep in mind for those of you who are older than 62 that the Reverse Mortgages of today are not at all like they were about 10 years ago. They really may be your best option for a purchae or a refinance if you are over 62 years of age.

Reverse Mortgages

Sheryl Hanson
NMLS# 231138
Cell Phone(916) 616-1599
Office Phone(916) 226-5911
shanson@wmreverse.com
Visit My Website
Reverse Mortgage Specialist

Cheryl Boldig
VP of Mortgage Lending
NMLS 1021838
(949) 293-6883
cheryl.boldig@grarate.com
Visit my websiste
Reverse Mortgages

VA Loans

Amy Oliver-Neill
NMLS ID: 1637032
(916) 385-2154
amy.meeker@Movement.com
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Kelly Freer
NMLS # 1096398
(916) 813-3946
kfreer@empirehomeloans.com
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Ricardo Pacheco
NMLS 454956
916-747-5913
elkgrove@PacLending.com
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Any Loan Type

Karen Dunn
VP of Mortgage Lending
NMLS 274439
Cell Phone (916) 207-7050
Office Phone (916) 945-9830
karen.dunn@grarate.com
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Frank Monaco, Jr
NMLS #245964
Office: 209-857-3003
Cell: 209-747-9528
Frank.Monaco Jr@usbank.com
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James Hanson
Senior Mortgage Loan Originator
NMLS#: 254554
jhanson@ScenicOaks.com
(916) 730-4402
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Chris Opfer
NMLS # 256253
DRE# 01166863
Chris@AnswerHomeLoans.com

Laura Churchill
NMLS#: 266395
(916) 549-6776
Laura@EmpireHomeLoans.com
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